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    <title>The Momentum journal</title>
    <link>https://ltiora.com/blog</link>
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    <description>Guides for multi-store retail, inventory, POS and accounting from The Momentum team at Ltiora.</description>
    <language>en</language>
    <lastBuildDate>Tue, 29 Sep 2026 12:00:00 GMT</lastBuildDate>
    <item>
      <title>Customer Credit Limits: How Retailers and Wholesalers Set Them and Enforce Them at the Till</title>
      <link>https://ltiora.com/blog/customer-credit-limits</link>
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      <pubDate>Tue, 29 Sep 2026 12:00:00 GMT</pubDate>
      <category>Accounting &amp; Finance</category>
      <description>How to set a credit limit from buying pattern and terms, work out available credit, enforce it at the till and on invoices, and chase balances.</description>
    </item>
    <item>
      <title>How to Reconcile Cash Drawers Across Multiple Stores</title>
      <link>https://ltiora.com/blog/reconcile-cash-drawers-multiple-stores</link>
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      <pubDate>Tue, 29 Sep 2026 12:00:00 GMT</pubDate>
      <category>Accounting &amp; Finance</category>
      <description>The expected-cash formula, a worked till close, what causes overs and shorts, and a routine for tracking floats, deposits and variances across stores.</description>
    </item>
    <item>
      <title>How to Reduce Expired Stock Write-Offs: A Playbook for Pharmacies, Grocers and Distributors</title>
      <link>https://ltiora.com/blog/reduce-expired-stock-write-offs</link>
      <guid isPermaLink="true">https://ltiora.com/blog/reduce-expired-stock-write-offs</guid>
      <pubDate>Tue, 29 Sep 2026 12:00:00 GMT</pubDate>
      <category>Inventory Management</category>
      <description>Capture expiry at receiving, sell by expiry, act at 90/60/30/7 days, move short-dated stock to where it sells, and order no more than you can sell in time.</description>
    </item>
    <item>
      <title>How to Run a Stock Count With a Team (Without Counting Twice or Missing a Shelf)</title>
      <link>https://ltiora.com/blog/how-to-run-a-stock-count-with-a-team</link>
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      <pubDate>Tue, 29 Sep 2026 12:00:00 GMT</pubDate>
      <category>Operations</category>
      <description>Plan zones, count with several people at once, value the differences, recount what matters and post adjustments with names. With a worked variance table.</description>
    </item>
    <item>
      <title>How to Stop Selling Below Cost at the Till</title>
      <link>https://ltiora.com/blog/stop-selling-below-cost</link>
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      <pubDate>Tue, 29 Sep 2026 12:00:00 GMT</pubDate>
      <category>Commerce &amp; POS</category>
      <description>Why retailers end up selling below cost (stale prices, overrides, stacked discounts, wrong units) and the controls that stop it, with worked numbers.</description>
    </item>
    <item>
      <title>How to Transfer Stock Between Stores (and Stop Losing Units in Transit)</title>
      <link>https://ltiora.com/blog/how-to-transfer-stock-between-stores</link>
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      <pubDate>Tue, 29 Sep 2026 12:00:00 GMT</pubDate>
      <category>Inventory Management</category>
      <description>A step-by-step way to move stock between your stores: request, approve, dispatch, receive, and settle every missing unit. With a worked example.</description>
    </item>
    <item>
      <title>Landed Cost Explained for Retailers (With a Worked Example)</title>
      <link>https://ltiora.com/blog/landed-cost-explained</link>
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      <pubDate>Tue, 29 Sep 2026 12:00:00 GMT</pubDate>
      <category>Accounting &amp; Finance</category>
      <description>What landed cost includes, how to split freight and duty across products by value or by quantity, and why the choice changes your margins.</description>
    </item>
    <item>
      <title>Multi-Store POS Buying Checklist: 30 Questions to Ask Before You Sign</title>
      <link>https://ltiora.com/blog/multi-store-pos-buying-checklist</link>
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      <pubDate>Tue, 29 Sep 2026 12:00:00 GMT</pubDate>
      <category>Buying Guides</category>
      <description>Thirty questions for choosing a POS for several stores, covering offline selling, stock, transfers, purchasing, margin control, accounting and audit.</description>
    </item>
    <item>
      <title>FEFO vs. FIFO: Expiry-Based Inventory Rotation for Food &amp; Beverage Retailers</title>
      <link>https://ltiora.com/blog/fefo-vs-fifo-food-beverage-inventory</link>
      <guid isPermaLink="true">https://ltiora.com/blog/fefo-vs-fifo-food-beverage-inventory</guid>
      <pubDate>Tue, 04 Aug 2026 12:00:00 GMT</pubDate>
      <category>Inventory Management</category>
      <description>Perishables should rotate by expiry date, not arrival. What FEFO is, when it beats FIFO, and how to make the system enforce it instead of staff memory.</description>
    </item>
    <item>
      <title>Split Tender, Store Credit, and Layaway: The Payment Flexibility Features Retailers Actually Need</title>
      <link>https://ltiora.com/blog/split-tender-store-credit-layaway-pos</link>
      <guid isPermaLink="true">https://ltiora.com/blog/split-tender-store-credit-layaway-pos</guid>
      <pubDate>Tue, 21 Jul 2026 12:00:00 GMT</pubDate>
      <category>Commerce &amp; POS</category>
      <description>Split tender, store credit and layaway look simple in a demo and break in production. What each one needs to work, and what to test before you buy.</description>
    </item>
    <item>
      <title>Franchise Inventory Management: How to Standardize Operations Across Franchisee-Owned Locations</title>
      <link>https://ltiora.com/blog/franchise-inventory-management-standardization</link>
      <guid isPermaLink="true">https://ltiora.com/blog/franchise-inventory-management-standardization</guid>
      <pubDate>Tue, 07 Jul 2026 12:00:00 GMT</pubDate>
      <category>Operations</category>
      <description>How franchisors keep catalogues, prices and suppliers consistent across franchisee-owned stores, while each owner runs their own business.</description>
    </item>
    <item>
      <title>Dead Stock and ABC Analysis: How to Find and Clear Inventory That's Killing Your Cash Flow</title>
      <link>https://ltiora.com/blog/dead-stock-abc-analysis-inventory</link>
      <guid isPermaLink="true">https://ltiora.com/blog/dead-stock-abc-analysis-inventory</guid>
      <pubDate>Tue, 23 Jun 2026 12:00:00 GMT</pubDate>
      <category>Inventory Management</category>
      <description>Find dead stock with ABC analysis and inventory aging, then clear it with staged markdowns, bundles and liquidation that recover the most cash.</description>
    </item>
    <item>
      <title>Receiving Discrepancies: How to Catch Short Shipments, Overages, and Damaged Goods Before They Hit Your Books</title>
      <link>https://ltiora.com/blog/receiving-discrepancies-retail-inventory</link>
      <guid isPermaLink="true">https://ltiora.com/blog/receiving-discrepancies-retail-inventory</guid>
      <pubDate>Tue, 09 Jun 2026 12:00:00 GMT</pubDate>
      <category>Operations</category>
      <description>Catch short shipments, overages, substitutions and damage at the dock with blind receiving and a resolution workflow, before they become shrinkage.</description>
    </item>
    <item>
      <title>Purchase Order Management for Retail: From Manual POs to Sales-Based Replenishment</title>
      <link>https://ltiora.com/blog/purchase-order-management-retail</link>
      <guid isPermaLink="true">https://ltiora.com/blog/purchase-order-management-retail</guid>
      <pubDate>Tue, 19 May 2026 12:00:00 GMT</pubDate>
      <category>Operations</category>
      <description>A structured purchase order process: lifecycle stages, reorder points, sales-based order suggestions and landed cost, from need to received goods.</description>
    </item>
    <item>
      <title>How to Build a Retail Loyalty Program That Actually Increases Revenue</title>
      <link>https://ltiora.com/blog/retail-loyalty-program-guide</link>
      <guid isPermaLink="true">https://ltiora.com/blog/retail-loyalty-program-guide</guid>
      <pubDate>Sat, 16 May 2026 12:00:00 GMT</pubDate>
      <category>Commerce &amp; POS</category>
      <description>Most loyalty programs reward customers who would have bought anyway. How to design one that changes behaviour, and how to measure if it works.</description>
    </item>
    <item>
      <title>FIFO vs LIFO vs AVCO: Which Inventory Costing Method Is Right for Your Retail Business?</title>
      <link>https://ltiora.com/blog/fifo-vs-lifo-inventory-costing</link>
      <guid isPermaLink="true">https://ltiora.com/blog/fifo-vs-lifo-inventory-costing</guid>
      <pubDate>Wed, 13 May 2026 12:00:00 GMT</pubDate>
      <category>Accounting &amp; Finance</category>
      <description>FIFO, LIFO and weighted average cost compared, with a worked example, what IFRS and the IRS allow, and how to choose for your product mix.</description>
    </item>
    <item>
      <title>Retail Shrinkage Prevention: How to Find It, Measure It, and Stop It</title>
      <link>https://ltiora.com/blog/retail-shrinkage-prevention-guide</link>
      <guid isPermaLink="true">https://ltiora.com/blog/retail-shrinkage-prevention-guide</guid>
      <pubDate>Sun, 10 May 2026 12:00:00 GMT</pubDate>
      <category>Inventory Management</category>
      <description>US retailers reported shrink of 1.6% of sales in 2022. How to calculate your shrinkage rate, find where stock goes and cut losses.</description>
    </item>
    <item>
      <title>Canadian Retail Software: What US-Built Tools Get Wrong and What to Look For Instead</title>
      <link>https://ltiora.com/blog/canadian-retail-software-guide</link>
      <guid isPermaLink="true">https://ltiora.com/blog/canadian-retail-software-guide</guid>
      <pubDate>Fri, 01 May 2026 12:00:00 GMT</pubDate>
      <category>Buying Guides</category>
      <description>What Canadian retailers should check in retail software: GST/HST/PST/QST, multi-currency, French for Quebec, Interac, and the payroll gap.</description>
    </item>
    <item>
      <title>Retail ERP for Small Business: How Independent Retailers Get Enterprise-Grade Operations Without the Enterprise Price</title>
      <link>https://ltiora.com/blog/retail-erp-for-small-business</link>
      <guid isPermaLink="true">https://ltiora.com/blog/retail-erp-for-small-business</guid>
      <pubDate>Fri, 01 May 2026 12:00:00 GMT</pubDate>
      <category>Buying Guides</category>
      <description>What retail ERP means for independent retailers and small chains, what it costs you not to have one, and four questions to evaluate a platform.</description>
    </item>
    <item>
      <title>Why QuickBooks and Your POS Never Quite Sync (And What It's Actually Costing You)</title>
      <link>https://ltiora.com/blog/quickbooks-pos-integration-broken</link>
      <guid isPermaLink="true">https://ltiora.com/blog/quickbooks-pos-integration-broken</guid>
      <pubDate>Fri, 01 May 2026 12:00:00 GMT</pubDate>
      <category>Accounting &amp; Finance</category>
      <description>Why QuickBooks and POS syncs break (duplicates, drift, mapping gaps), what reconciliation really costs, and why one system removes the problem.</description>
    </item>
    <item>
      <title>How to Switch POS Systems Without Losing Data: A Retail Migration Guide</title>
      <link>https://ltiora.com/blog/switching-pos-systems-migration-guide</link>
      <guid isPermaLink="true">https://ltiora.com/blog/switching-pos-systems-migration-guide</guid>
      <pubDate>Tue, 21 Apr 2026 12:00:00 GMT</pubDate>
      <category>Commerce &amp; POS</category>
      <description>A step-by-step guide to switching POS systems without losing products, customers or sales history: audit, validate, run in parallel, train.</description>
    </item>
    <item>
      <title>Managing Wholesale and Retail from One Platform: Why Separate Systems Are Costing You</title>
      <link>https://ltiora.com/blog/wholesale-retail-unified-platform</link>
      <guid isPermaLink="true">https://ltiora.com/blog/wholesale-retail-unified-platform</guid>
      <pubDate>Tue, 21 Apr 2026 12:00:00 GMT</pubDate>
      <category>Operations</category>
      <description>Selling wholesale and retail from separate systems means two stock counts and endless reconciliation. What one system for both channels changes.</description>
    </item>
    <item>
      <title>Retail POS Total Cost of Ownership: What Vendors Won't Tell You</title>
      <link>https://ltiora.com/blog/pos-total-cost-of-ownership</link>
      <guid isPermaLink="true">https://ltiora.com/blog/pos-total-cost-of-ownership</guid>
      <pubDate>Tue, 21 Apr 2026 12:00:00 GMT</pubDate>
      <category>Buying Guides</category>
      <description>The monthly fee is only the start. How to model a POS's three-year total cost: processing, per-user fees, add-ons, integrations and reconciliation.</description>
    </item>
    <item>
      <title>5 Signs Your Multi-Location Business Has Outgrown Its POS Software</title>
      <link>https://ltiora.com/blog/outgrown-pos-software-signs</link>
      <guid isPermaLink="true">https://ltiora.com/blog/outgrown-pos-software-signs</guid>
      <pubDate>Sun, 15 Mar 2026 12:00:00 GMT</pubDate>
      <category>Commerce &amp; POS</category>
      <description>Five signs a multi-location business has outgrown its POS, from hours of weekly reconciliation to month-ends that take weeks to close.</description>
    </item>
    <item>
      <title>Demand Forecasting for Retailers, Without the Hype: How to Work Out How Much to Order</title>
      <link>https://ltiora.com/blog/ai-demand-forecasting-inventory</link>
      <guid isPermaLink="true">https://ltiora.com/blog/ai-demand-forecasting-inventory</guid>
      <pubDate>Sat, 28 Feb 2026 12:00:00 GMT</pubDate>
      <category>Inventory Management</category>
      <description>A plain-arithmetic demand forecast you can check: daily sales rate, forecast period, stock on hand and on order. Where AI helps and where it doesn't.</description>
    </item>
    <item>
      <title>Retail Trends 2026: The Operators Growing Fastest Have One Thing in Common</title>
      <link>https://ltiora.com/blog/retail-trends-2026</link>
      <guid isPermaLink="true">https://ltiora.com/blog/retail-trends-2026</guid>
      <pubDate>Tue, 20 Jan 2026 12:00:00 GMT</pubDate>
      <category>Buying Guides</category>
      <description>The retailers pulling ahead in 2026 share one advantage: POS, stock and the books in one system. What that looks like and how to get there.</description>
    </item>
    <item>
      <title>Offline POS: What Happens When the Internet Goes Down (and What to Ask Your Vendor)</title>
      <link>https://ltiora.com/blog/offline-first-pos-retail</link>
      <guid isPermaLink="true">https://ltiora.com/blog/offline-first-pos-retail</guid>
      <pubDate>Sat, 15 Mar 2025 12:00:00 GMT</pubDate>
      <category>Commerce &amp; POS</category>
      <description>What an offline-first POS keeps doing without internet, what it can't, how sales sync without duplicates, and the questions to ask before you buy.</description>
    </item>
    <item>
      <title>Batch and Lot Tracking: A Complete Guide for Retailers and Wholesalers</title>
      <link>https://ltiora.com/blog/batch-lot-tracking-guide</link>
      <guid isPermaLink="true">https://ltiora.com/blog/batch-lot-tracking-guide</guid>
      <pubDate>Thu, 20 Feb 2025 12:00:00 GMT</pubDate>
      <category>Inventory Management</category>
      <description>How batch and lot tracking works, who needs it, how it drives FIFO/LIFO/average costing and expiry control, and how it survives transfers.</description>
    </item>
    <item>
      <title>Why Your Business Needs Tamper-Evident Accounting Software</title>
      <link>https://ltiora.com/blog/tamper-evident-accounting-software</link>
      <guid isPermaLink="true">https://ltiora.com/blog/tamper-evident-accounting-software</guid>
      <pubDate>Tue, 28 Jan 2025 12:00:00 GMT</pubDate>
      <category>Accounting &amp; Finance</category>
      <description>How hash-chained, tamper-evident ledgers make edits to past records detectable, and why an audit trail alone isn't enough.</description>
    </item>
    <item>
      <title>Multi-Location Retail Management: How to Scale Without the Chaos</title>
      <link>https://ltiora.com/blog/multi-location-retail-management</link>
      <guid isPermaLink="true">https://ltiora.com/blog/multi-location-retail-management</guid>
      <pubDate>Fri, 10 Jan 2025 12:00:00 GMT</pubDate>
      <category>Operations</category>
      <description>How to run several stores from one system: a single data model, recorded transfers, per-location and consolidated reports, and offline tills.</description>
    </item>
    <item>
      <title>Retail ERP Buyer's Guide: 7 Features You Can't Compromise On</title>
      <link>https://ltiora.com/blog/retail-erp-buyers-guide</link>
      <guid isPermaLink="true">https://ltiora.com/blog/retail-erp-buyers-guide</guid>
      <pubDate>Wed, 18 Dec 2024 12:00:00 GMT</pubDate>
      <category>Buying Guides</category>
      <description>What to look for when evaluating retail ERP software, and the seven features that decide whether a platform will grow with your business or hold it back.</description>
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